OCG - Financial Fitness 2

Jump to Today

New SDOC-Logo-.png

School District of Oconee County

Financial Fitness 2

Course Number: 581300CW

Graduation is near and life after high school is quickly approaching! Are you ready?

Take this course to help to put you in control of your future. Financial Fitness 2 is an in depth study of financial management skills. Building on skill mastered in Financial Fitness 1, students will further research and analyze savings and investment options, consumer legislation, local, state, and federal consumer protection agencies, and financial services career paths. Learning experiences incorporate strategies to improve higher order thinking skills, incorporate the use of technology, solve real world problems, and develop characteristics of a responsible consumer. Students will have opportunities to interact with professionals from business and industry.

 

Financial Fitness 1
There are no fees associated with this course.

South Carolina Standards:  (List the standards students are expected to master in this course)

 

Academic Standards and Indicators

  1. Consumer Responsibilities and Rights

B1. Analyze policies that support consumer rights and responsibilities.

  1. Examine consumer rights.
  2. Explore consumer responsibilities.
  3. Interpret consumer protection legislation.
  4. Contrast responsible and irresponsible consumer behaviors.
  5. Investigate the roles of local, state, and federal consumer protection agencies.
  6. Financial Resources

C1. Demonstrate management of financial resources.

  1. Determine factors to consider when selecting housing.
  2. Analyze transportation options.
  3. Evaluate cost and responsibilities of owning a vehicle.
  4. Examine different types of education, housing and transportation loans.
  5. Planning and Money Management

D1. Analyze factors in developing a long-term financial plan.

  1. Describe the U. S. economic system.
  2. Explain the changes that families go through during each stage of the family life

cycle.

  1. Determine personal and family goals and values.
  2. Identify the benefits of estate planning including wills.
  3. Insurance

E1. Evaluate insurance as a risk management strategy.

  1. Explain risk management methods.
  2. Analyze costs and features of different types of insurance.
  3. Examine how insurance needs vary from person to person.
  4. Saving and Investing

F1. Examine saving and investment options.

  1. Identify reasons for saving and investing.
  2. Evaluate methods of saving and their benefits.
  3. Evaluate investment options.
  4. Environmental Outlook

G1. Analyze the relationship of the environment to family and consumer resources.

  1. Determine family responsibility to the environment.
  2. Examine the impact of environmental trends and issues on families and future generations.
  3. Identify the benefits of conserving, reusing, and recycling.
  4. Recognize laws and policies affecting conservation of resources.
  5. Careers

H1. Investigate knowledge, skills, and practices required for careers in financial services.

  1. Research consumer services employment outlook.
  2. Explain employer expectations.
  3. Analyze education options and expenses.

 

 

 

 

 

Other Standards:  (List national or local standards students are expected to master in this course)

 

 

A. CONSUMER RIGHTS AND RESPONSIBILITIES

 

FACS Nat’l Standard: 2.3 Analyze policies that support consumer rights and responsibilities

Financial Literacy Assessments:

1C Summarize major consumer protection laws.

6E. Investigate how agencies that regulate financial markets protect consumers

 

B. FINANCIAL RESOURCES

 

FACS Nat’l Standard:

2.1 Demonstrate management of individual and family resources such

 as food, clothing, shelter, health care, recreation, transportation, time, and human capital.

Financial Literacy Assessments:

1A Take responsibility for personal and family financial decisions based on needs, wants, and

values.

 1D Make financial decisions by systematically considering alternatives, consequences, and

the economy.

3D Apply consumer skills to purchasing decisions.

4D Compare types of loans used to finance a car, education expenses, and housing.

 

C. PLANNING AND MONEY MANAGEMENT

 

FACS Nat’l Standard:

2.5 Analyze relationships between the economic system and consumer actions.

2.6 Demonstrate management of financial resources to meet the goals of individuals and

families across the life span.

Financial Literacy Assessmenst:

3A Develop a plan for spending and saving based upon personal and family goals and values.

3E Develop a personal or family financial plan.

3F Examine the purpose and importance of estate and long-term financial planning.

 6A Compare saving and investment options to meet various personal and family goals.

 6B Discuss how saving and investment contribute to financial well-being and goal achievement. 6C Describe alternatives for researching, purchasing and utilizing saving and investment

 products.

 6D Explain how interest rates, taxes and fees affect the return on savings and investments.

 

D. INSURANCE

 

FACS Nat’l Standard:

2.6 Demonstrate management of financial resources to meet the goals of individuals and families across the life span.

Financial Literacy Assessments:

5A. Identify common types of risks and basic risk management methods.

5B. Explain the purpose and importance of property and liability insurance protection as

part of individual and family financial planning.

5C. Explain the purpose and importance of health, disability, and life insurance protection

as part of individual and family financial planning.

 

E. SAVING AND INVESTING

 

FACS Nat’l Standard: 2.6 Demonstrate management of financial resources to meet the goals of individuals and families across the life span.

Financial Literacy Assessments:

 6A Compare saving and investment options to meet various personal and family goals.

 6B Discuss how saving and investment contributes to financial well-being and goal

achievement.

6C Describe alternatives for researching, purchasing and utilizing saving and investment

 products.

 

F. ENVIRONMENTAL OUTLOOK

 

FACS Nat’l Standard: 2.3 Analyze the relationship of the environment to family and

consumer resources.

Financial Literacy Assessments:

1A Take responsibility for personal and family financial decisions based on needs, wants,

 and values.

1D Make financial decisions by systematically considering alternatives, consequences,

 and the economy.

 3D Apply consumer skills to purchasing decisions.

 

G. CAREERS

 

FACS Nat’l Standard:

1.1 Analyze strategies to manage multiple roles and responsibilities (individual, family, career, community, and global).

 1.2 Demonstrate transferable and employability skills in school, community and workplace settings.

Financial Literacy Assessments:

2B. Explore employment options for making a living.

 2C. Analyze the effect of education and skills on employment.

 2D. Analyze how employment choices and economic conditions affect income.
1
Human Services/Family & Consumer Sciences

Course Summary:

Date Details Due